Business Technology

What Is Cyber Insurance?

Cyber insurance is a relatively new form of insurance designed to protect businesses from the risks associated with cyber attacks and data breaches.

Cyber attacks against businesses have become increasingly common, with many companies being breached at least once per year. In fact, it’s estimated that half of all small businesses will be victims of cyber crime in the next five years.

Cyber insurance can help your business protect itself against the financial consequences of a cyber attack or data breach by covering expenses such as:

  • Data restoration and recovery costs
  • Costs associated with notification letters to customers and other parties who may be affected by a security breach
  • Legal fees incurred if you need to pursue legal action against the person or group responsible for an attack
  • Third-party expenses related to lost business revenue, such as fees paid to banks and credit card companies if they need to issue new cards due to a data breach
  • Loss of business revenue
  • Costs associated with hiring outside consultants to help you deal with a cyber attack or data breach

Who Needs Cyber Insurance?

If your company sells products or services online, you are at a higher risk of being hacked or having your data compromised. This is why cyber insurance is so important for businesses. Even if you don’t sell anything online yet, it’s best to get ahead of the game and protect yourself in case you decide to do so in the future.

You should also consider cyber insurance if you store sensitive data, such as credit card information or employee records. If you are a larger company with operations in multiple states or across borders, you will need to make sure that your coverage extends past state lines. There are also different types of coverage available based on how much risk your company is willing to take on (e.g., excess versus umbrella coverage).

How To Find The Best Cyber Insurance Company?

There are a number of ways to find the top cyber insurance company. The first step is to figure out what kind of coverage you need. Are there any gaps in your current policy that could leave you vulnerable? Once you’ve determined exactly what coverage options are available, it’s time to start comparing companies based on price, reputation, and customer satisfaction ratings. You should also make sure that each company offers the same type of coverage before making a final decision.

Business Health

How To Pass An Alcohol Urine Test

Alcohol is one of the most common drugs used by people all around the world. It can be found in anything from beer and wine to liquor and even mouthwash. If you have consumed alcohol within a short period of time and need to take an alcohol urine test, here are some tips that will help you pass the test.

So if you want to learn how to pass an alcohol urine test, here are some tips.

Use Synthetic Urine

Use synthetic urine instead of your own. The best way to pass an alcohol urine test is to use synthetic or fake urine instead of your own. This is the most effective method because it mimics your real biology perfectly and there’s no way you can be caught using it during the test if used correctly. Synthetic urine comes with its own heating pad which makes it easy for you to heat up quickly before using it without any risk of being caught or failing the test due to cold temperature.

Drink Enough Water Before The Test

Drink enough water before taking the test so that your urine looks clear and diluted enough when it comes out in the sample cup at the testing facility or lab where they conduct their tests on each candidate who wants to get hired in a company or go into some kind of training program where they need their employees to be drug-free. The more water you drink before taking the test, the clearer and diluted your urine will be when it comes out of your body and into the cup.

Use Detoxification Product

Use an over-the-counter detoxification product that can help eliminate all traces of drugs from your system so that even if you have taken any substances within a short period before testing, they won’t show up in the sample after using such products.

Exercise Regularly

Exercise regularly and stay hydrated so that your urine is clear when it comes out of your body.

Practice Abstinence

Practice abstinence from drugs and alcohol for at least 48 hours before the test, so that your body has time to cleanse itself.


There are many ways to pass a drug test, but it is important that you choose the one that is best suited to your situation and needs. The above-mentioned tips can help you get through this kind of test with flying colors so that you don’t have any problems getting the job or internship that you want.

Business Home

Thinking Of Starting A Tutoring Business?

If you start a tutoring business this year, you have a very good chance of being successful. The increasing competition for jobs has caused rising academic expectations for high school students and even grade school students. Every parent knows that the better their child performs in school, the better the chances of getting into a good university.

Parents dream of their child doing well in school, going to an ivy league college and getting a high paying career, so when their child is not doing well in a subject, parents who can afford it will hire a tutor. And many households now have two working parents which leave them little or no time to assist their children with their studies.

Since a broad-based tutoring business can teach learning techniques in many subjects, tutors are in high demand by parents eager for their children to achieve better grades. And a tutoring business isn’t only restricted to academic subjects – people hire tutors to improve athletic capabilities, increase their comfort level using a computer, and sharpen in-demand business skills, such as public speaking. So, let’s see how to tutor? Where do you begin?

Using your home as the location for your tutoring business has some advantages. There is no rent to pay for an office or classroom and there is no commuting time, so you can hold tutoring sessions back to back with little or no time between sessions. However, before you seriously consider using your home as a tutoring center, check with local authorities, especially the zoning board and small-business licensing agency. Also, call your home insurance agent and tell them you intend to use your home as a tutoring center. You will probably have to pay higher insurance premiums because of running a business from your home, but the increased premiums will still be cheaper than renting an office or other facility.

Also, keep in mind that you have another option because students don’t have to come into your home for the actual tutoring. You can simply use your home as a place to schedule appointments and do the paper work of your tutoring business. You or one of your employees can tutor students in the students’ home or another location. But even if you only schedule tutoring sessions from your home, be sure to check with your local zoning and licensing authorities and talk with your home insurance agent to avoid any legal problems associated with using your home as a business facility.


Employment Personality Test Benefits

There are benefits of having employment personality test done during job application both for the job-seeker as well the company, some of these can be summarized into these:


Besides skills, education or work background, compatibility to a job can be decided thru personality. Work input is greater when an employee enjoys what he does like writer writing or a teacher teaching. True, one can learn and unlearn something such as learning to love your job or so but in the end, if your personality does not fit the work itself, you need to exert extra effort to accomplish a task which may take its toll on your physical, mental, or even emotional health. Worse, productivity is lessened because you are simply not into it.


Diversity is good because what one lacks can be filled up by another like a director who is behind the scenes and an actor who hits the spotlight for a movie outfit. Personality test can accomplish the task of determining which personality types work well with another.


This still points to personality and its effect on a person’s job input or output. A perfect example will be mass communication related work such a newscaster per se who needs to be very conversational rather than intuitive. The latter can be more effective in a related field though, journalism in print.

All these and more can be attributed to employee personality test, such as the big 5 personality test, and its function as a means to ensure a company’s survival through employees who are compatible to their job designation despite being diversified in skills, and thus keeping effectiveness present.


Invention Disclosure

Title or Subject of Invention

Choose a broad title, particularly at the provisional application stage.

List of Inventors

An inventor is someone “who conceived the invention”. Reduction to practice is not required.

For each inventor, include:

  • Name (first, middle initial, last)
  • Country of Citizenship
  • Residential address

You can always consult with professionals, such as patent services InventHelp, if any confusion.


Do Not Discuss Your Invention In The Background Section

  • What is the problem that you are trying to solve?
  • Has anyone else tried to solve this or a similar problem in the past?
  • What are some disadvantages of these prior solutions?
  • Avoid characterizing relevant art patents in the Background section.

All known relevant art will need to be listed in an Information Disclosure Statement and provided to the USPTO during examination of the patent and does not need to be listed in the Background section.

Description of the Invention

Describe your invention and how it is used, the more detail the better.

  • Provide pictures and/or drawings of the invention (drawings can be hand sketches, 2D CAD drawings, 3D CAD/Solidworks modeling, etc.). Only black and white drawings are used and line drawings are preferred.
  • Name the elements of the device or system of the invention.
  • Include example materials that the elements may be made out of (e.g. stainless steel, plastic, metal, polyurethane, etc).

Again, as stated above, it is advisable to hire a patent agency, like InventHelp, to guide you through the process.


Electronics Patent Application

If the patent search comes back with positive results, you can proceed to your own patent application. Much like the pre-application search, certain types of information will be necessary to present an application to the USPTO that’s as strong as possible. Examples of these types of information include:

  • A description of the electronic product’s components
  • A statement describing the component or components that would be considered unique
  • A statement regarding the general utility of the invention
  • A comparative statement describing the differences between your invention and the current products
  • A statement regarding the benefits that your invention would provide compared to the currently available products
  • A complete specifications statement that describes the parts, components and even processes that all comprise your overall invention

Obviously, additional information could be needed depending on the overall nature of your invention, but the basic theme is that you need to be ready to describe your invention in detail, explain how it’s different from other products already in existence and provide a statement regarding how your invention will provide advantages to those who would use it. You can find more information about patenting process from this article – how to file a patent with InventHelp.

Product and process innovations are constantly evolving, but almost any mainstay electronic product has, can and easily could generate billions of dollars in sales after it hits the market with the proper protection. Therefore, you need to take the steps necessary to protect your idea and to give you the time and peace of mind necessary to properly decide how to bring your product to market.

This decision could involve marketing the product yourself or with your company or selling the licensing rights to your product to another entity who may be able to bring your product to the public in a shorter amount of time and on a larger scale than you could at the moment. All of these are reason to provide yourself with the controlling interest in your invention.

If you have come up with an electronic product that you think could be lucrative or provide a benefit to the public at large, you need to ensure that you’re taking the proper steps to protect your innovation.

Electronic products are constantly hitting the market, and those products need to be searched for previous patents by looking for similar descriptions of components of the product and the function it would perform. You’ll also need to describe the product in terms of why it’s unique as you put forth your patent application, and in order to properly proceed, you need to contact the InventHelp patent attorney to schedule an initial consultation.


Welding and Custom Design, There’s Only One Place to Go

Let’s say that you are looking for a custom welding job. Maybe you have a specific metal design in mind, or maybe you are working with sheet metal design and need an expert to help give you advice. There are so many great reasons to utilize a metal fabrication company, and there is only one Perth, WA welding and metal fabrication group that knows how to do this best; turn to Arktek Industries for all your metal working needs. With other companies on the table how do you know that selecting Arktek is the best option for your project.

There are a lot of great reasons to hire on Arktek, but the thing that sets them apart most is their commitment to excellence in the products that they make. They focus on designing the highest quality metal goods to individual clients in addition to business clients who demand nothing less than the highest quality and finest metal work that is available.

Not only do they have the staff on hand to complete your custom welding job, but these staff also have the expertise and devotion to their trade that you really look for in a welding company. Arktek only employs the finest metal designers, shop hands, fabricators, welders, laborers, and staff managers so that your finished product is as stunning and unique as you hoped it would be. In fact, even if you can only manage a little sketch of what you are looking for, the staff at Arktek Industries are more than capable of translating your goals into a masterpiece.

In addition to these kinds of custom welding jobs, Arktek Industries works on more complex and intricate projects as well. They are able to do so through a modeling software known as Solidworks 3D modeling. With this kind of work, the expert welders often utilize a CNC laser or even a waterjet to achieve the best design in combination with the tightest tolerances. With these projects, the next steps often involve galvanizing the metal, painting it, power coating it, and adding any other kind of custom finish that the customer might want. It is clear that if you have a job, you can trust this welding company with your project start to finish.

In addition to this kind of expertise, Arktek Industries has the talent to create projects of literally any caliber. Whether you are looking for a minimalist look or if you prefer a custom solution to the metal working needs, Arktek is more than capable of creating a product that fits your needs to a tee! At the end of the day, it is really the motivation and dedication of a company’s ownership that allows you to see the difference in the end products you receive. You can trust the owners of Arktek Industries to always have an eye on the designs that they are creating and the work that their company is completing.